Legal

Cookies.

Last updated: 26 September 2026

What this site stores in your browser, who sets it, what it is for and how long it lasts. Nothing non-essential runs until you say so.

01In short

The site itself sets no tracking cookies. It uses one small piece of browser storage to remember your cookie choice. If you accept analytics cookies, Google Analytics and Microsoft Clarity are loaded and set their own cookies; if you reject them, they are never loaded. The Calendly booking widget on the contact page is a third-party service that may set cookies when it loads.

02Strictly necessary

Required for the site to do what you asked of it. These cannot be switched off.

NameSet byPurposeTypeDuration
nf_cookie_consentnakedfinance.co.ukRemembers whether you accepted or rejected analytics cookies, and when you choseLocal storage12 months, or until you clear your browser data

03Functional

Loaded only on the page that needs them, to provide a service you have chosen to use.

ServiceSet byPurposeWhereMore
Calendly booking widgetCalendlyLets you book a discovery call in the calendar embedded on the contact page. Calendly may set its own cookies for security and to run the widget./contact onlyCalendly privacy notice

04Analytics (with consent)

Set only after you click “Accept all”. They help us understand which pages and tools are useful. Google Analytics is configured to anonymise IP addresses.

NameSet byPurposeDuration
_gaGoogle AnalyticsDistinguishes one visitor from another2 years
_ga_<container>Google AnalyticsKeeps the state of the current session2 years
_clckMicrosoft ClarityStores a Clarity user ID and settings1 year
_clskMicrosoft ClarityLinks page views within one session into a recording1 day
CLIDMicrosoft ClarityIdentifies the first time Clarity saw this browser1 year
ANONCHKMicrosoft ClarityIndicates whether the MUID is transferred to an ad ID; always set to 0 here10 minutes
MRMicrosoft ClarityIndicates whether to refresh MUID1 week
MUIDMicrosoftIdentifies unique browsers visiting Microsoft sites1 year
SMMicrosoftSynchronises the MUID across Microsoft domainsSession

Details: Google's cookie policy and Microsoft Clarity's cookie list.

05Managing your choice

You can change your decision at any time. Rejecting analytics stops Google Analytics and Clarity collecting data straight away and prevents them loading on future visits. Cookies they have already set can be removed in your browser settings. We ask again after 12 months.